Direct Pay Options for LINX Patients
We offer financing with a fixed APR and low monthly payments.
If you’re a candidate for LINX, you could have your surgery now – with no wait, and no need for insurance approval. SOFI patients are eligible to pay cash now, or structure payments in an affordable payment plan through Prosper Healthcare Lending.
Why choose to pay out-of-pocket for LINX?
Most insurance policies will only cover traditional GERD surgeries, such as Nissen fundoplication. But many patients may prefer to pay cash for LINX due to its potential advantages.
Financing with Prosper Healthcare Lending
If you’re unable to pay the full amount up-front, you can still have LINX now. SOFI is offering affordable loans with low monthly payments through Prosper Healthcare Lending – a company that helps patients finance procedures not covered by insurance.
How Prosper works
Prosper is a peer-to-peer lending company, meaning that your loan will be financed by a private investor (rather than a bank). Applying for a loan with Prosper will not affect your credit score.
Click here to apply for a LINX loan online – the application takes only 2 minutes to complete, and you’ll learn whether your loan will be financed within 14 days. Fixed rates are as low as 5.99%, and monthly payments are structured to be affordable.
With Prosper Healthcare Lending, there are no penalties for paying off your loan early. You can choose to pay only the minimum amount, or make extra payments when it’s comfortable for you.
Contact SOFI online, or call us at (303) 788-7700 to learn more about financing your LINX procedure.